Poll: Do you use mobile payments?

Mobile payments have come a long way. Many retailers support contactless payments from Android and iOS smartphones, and consumers can even make payments from their smartwatches. Since many of us carry our smartphones everywhere we go, this might be considered more convenient these days than a traditional wallet. Still, some of us prefer the “old fashioned” way of whipping out our credit cards or cash to pay for things.

Do you use mobile payments from your smartphone or smartwatch?

Companies have recently started to step up their digital wallet efforts. Google and Samsung have both undergone redesigns as they attempt to provide consumers with a complete digital wallet solution.

The new Google Wallet aims to take Google Pay to the next level with more features and support for various elements. According to Google, Wallet supports payment cards, loyalty cards, boarding passes, event cards, membership cards, and vaccination cards.

Google hopes to support additional items such as digital car keys, hotel room keys, and driver’s license/ID cards. Luckily, it’s easy to access thanks to its availability on most top Android phones, and Google continues to expand support to other countries.

Samsung Wallet

(Image credit: Android Central)

Meanwhile, Samsung Wallet was born from a combination of Samsung Pay and Samsung Pass, the latter containing a user’s private information, such as logins, and enabling easy biometric login for websites and apps. Similar to Google Wallet, Samsung Wallet supports various types of cards, passes, and keys while integrating Samsung Pass functionality. We’ve compared Google Wallet and Samsung Wallet to help Galaxy users decide which service is right for them.

Other smartphone and smartwatch manufacturers have their own payment systems, including Apple, Garmin, Fitbit, etc. This means that consumers have several options when it comes to mobile payments.

That said, there are a few downsides. Because there are so many different systems, it can seem disparate to consumers with multiple devices from different OEMs. Also, there are phones like those from Motorola that do not have NFC chips, which is mandatory to use these payment systems. Also, not all loyalty or membership cards are supported on these systems. Public transportation support is also quite rare, even in some of the largest cities in the United States.

Leave a comment on our Facebook or Twitter accounts and let us know which mobile payment system you use and some of the most common uses for your digital wallet.

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